Auto Insurance Experts

Trying to save on car insurance? We say, “Go big.”

Sure, there are discounts out there. But would you rather pay 5 percent less because of your spotless record or 50 percent less because you chose a different insurance company?

You won’t find the cheapest car insurance simply by demanding it. There are only three ways to save substantial amounts of money quickly: Find the same coverage elsewhere for less, change the car you drive, or change your coverage in a meaningful way.

You’ll have to make a few phone calls or spend some time on the Internet. Either

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Most insurers offer policies with coverage periods of six months, and in some states, 12 months. While these terms meet the needs of most policyholders, some drivers either require coverage for relatively short periods of time or cannot afford to pay for 6-12 months of coverage at once. In such situations, temporary car insurance can offer a solution. Depending on the issuing carrier and the policyholder’s coverage needs, a short term car insurance policy may have a term of anywhere from one day to several months. Below, you’ll find an overview of what temporary auto insurance is and descriptions of scenarios in which you might prefer it to standard coverage.

Short term auto insurance usually involves a policy with a coverage term of less than the traditional six-month period.

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With Hurricane Irene bringing severe storms and heavy rains to various parts of the country in recent days, flooding to homes and businesses is on the minds of many homeowners and business owners alike.

Flooding and, more importantly, flood insurance has been on the minds of those at the National Association of Realtors (NAR), as well. Specifically, the NAR is calling for the reauthorization of National Flood Insurance Program (NFIP).

A typical home insurance policy does not cover flood damages that come as a result of storms. Instead, a separate flood insurance policy must be purchased to provide protection.

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Homeowners policies usually require policyholders to provide information supporting their claims and the amount of the loss, upon the insurer’s request. This document, referred to as a “proof of loss,” may require the policyholder, to set forth under oath the time and cause of the loss, identification of all who have an interest in the property, all the potential insurance that might be implicated from the loss, changes in title or occupancy during the policy’s term, specifications of damaged buildings and detailed repair estimates, an inventory of damaged personal property, and receipts for expenses incurred as a result of the loss. The inf

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From a California insurance customer -

Kevin was great! He was friendly, quick and efficient. I’d recommend him to a friend anytime.

Thank you Kevin,

Sarah CA car insurance customer

Sarah was looking for a good but inexpensive California car insurance policy and was very pleased with the policy that Kevin was able to write for her.

Are you getting car insurance for the first time or have an insurance requirement for SR-22 filing? Serenity Insurance can help – we offer affordable auto insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Tuesdays Post 11.6.11 -  Auto Insurance Companies must function under a new law which will no longer consider a customer’s credit history when setting car insurance rates in Massachusetts.  This is great news for insurance consumers, especially in face of the current economic times. The m

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One of Hall & Companys favorite parts of the holiday season is sending out our annual holiday card to our professional liability insurance clients. In this video Mike Hall, President of Hall & Company shares some insight of the making of the card.