Auto Insurance Experts

Foreign students come to the United States with the main purpose of studying and broadening their knowledge.  This includes both about the country and their field of expertise. In order to be able to do this, they have to first comply with the government’s requirements, like applying for insurance for foreign students.

It makes perfect sense that universities, such as those in the United States, would require a foreign student to have a legitimate insurance policy.  It would be protection for both the student, the host family taking them in, and the University. In

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The most common question Hall & Company receives from architects, engineers, land surveyors and design professionals that are considering starting their own practice is “How much will my professional liability insurance, aka errors and omissions insurance cost?” In 2010 Hall & Company wrote 315 architectural firms that employed one person. These firms were located in 42 states and were placed with 10 different professional liability insurance companies.

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Florida Statute § 626.9744(1) requires a Florida homeowner’s property insurance to cover repair or replacement of undamaged property when it is damaged during repair. Specifically, subsection (1) of this statute (2011) states:

When a loss requires repair or replacement of an item or part, any physical damage incurred in making such repair or replacement which is covered and not otherwise excluded by the policy shall be included in the loss to the extent of any applicable limits. The insured may not be required to pay for betterment required by ordinance or code except for the applicable deductible, unless specifically excluded or limited by the policy.

One could think of this as the “you break it, you bought it” statute. Additi

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Overseas schooling is definitely a rare opportunity a person can have. Of course, when you are planning to study overseas, you should always make sure that you have everything you need that is necessary, like your study abroad insurance.

Things like insurance policies are important because it takes care of you, the student, when difficult situations or medical emergencies happen. Especially in countries like the U.S. where healthcare can be pretty expensive, your insurance policy will prove to be a big help.

It is always a lot better for a person to have as few worries as possible.

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David Shapiro, the Regional Director of Excell Puget Sound is pleased to announce a brand new group catering to CEOs, Executives, and Business Owners has formed in Kitsap County. Excell Puget Sound is based out of Seattle and has several executive groups in the Puget Sound region. Mr. Shapiro has teamed with local consultant and executive coach, Dan Weedin to facilitate and lead this group.

The first workshop will take place on January 12th at the Hawks Nest Boardroom at the Clearwater Casino Hotel in Suquamish. The time will be from 8:00 am to 4:00 pm and includes a continental breakfast and lunch. The group will meet monthly on the 2nd Thursday of each month at various member locations.

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Homeowners policies usually require policyholders to provide information supporting their claims and the amount of the loss, upon the insurer’s request. This document, referred to as a “proof of loss,” may require the policyholder, to set forth under oath the time and cause of the loss, identification of all who have an interest in the property, all the potential insurance that might be implicated from the loss, changes in title or occupancy during the policy’s term, specifications of damaged buildings and detailed repair estimates, an inventory of damaged personal property, and receipts for expenses incurred as a result of the loss. The inf

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One of Hall & Companys favorite parts of the holiday season is sending out our annual holiday card to our professional liability insurance clients. In this video Mike Hall, President of Hall & Company shares some insight of the making of the card.

Are you over 70 years old? If you are and you want life insurance, then don’t worry because you still can get it. Being that you are a little older than most people that get life insurance, it will be a little tougher but you can still get it. All you need to understand is that some things might not be covered since your health won’t be as good as it once was. Trust me on this one though, having some life insurance is better than not having any at all.

Something that you need to know is that getting life insurance over 70 is not that much harder than it would be if you were 40 years old. The Read more…