Auto Insurance Experts

Even a small annual savings on car insurance can pay off over several years. There are many savings tips out there, but here are five ways you can save on your car insurance rates that you may have overlooked.

1. Multi-policy discounts for renters

Look for an insurance company that will give you a multi-policy discount for carrying both your auto and renters insurance with them. Home owners can usually save money by combining auto and home insurance policies together, but some companies will also extend multi-policy discounts to tenants who carry their renters insurance.

2. Keep up with the changes in your life

Small changes in your life could result in a discount, or a reduction in your car insurance premium. Read more…

A report on crime from the Home Office was released yesterday that produced some alarming figures regarding burglary. The incidence of burglary has apparently risen in the UK in recent months… by a whopping 14%. Even worse, the figures are expected to rise further in the coming year, especially during the holidays and that includes the day of the Royal Wedding because many people are expected to be out. Imagine what this will do for your home insurance premiums!

However, the survey revealed that burglars are also being opportunist whilst people are at home because many people leave doors and windows open when distracted, such as being in the bath. A

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Ever driven down the road and heard the sickening sound of a rock flying into your windshield? Not a good thing to hear, huh?

It happens all the time, though. In fact, glass damage is one of the most common car insurance claims. But there’s good news, too. With Esurance, you can file glass claims online or through your smartphone. And it’s quick and easy.

Plus, when you file your claim online, you still have all the benefits of the Esurance glass-repair program:

• Lifetime warranty for as long as you own your car
• Windshield repair options (you don’t have to replace your windshield)
• Free mobile repair service
• No paperwork

We hope you’ll never hear the sound of your windshield being struck by a rock, but in case you do, we’re here for you.

Save a Windshield, Plant a Tree

In 2009, we partnered with Esurance to kick off Save a Windshield, Plant a Tree. Through t

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Did  you know that approximately £30 of your annual car insurance premium has been added to your overall costs as a result of the fact that there are uninsured drivers on the road? For once, insurance companies are not to blame for this but your fellow motorist (or at least some of them) is. With more than 3.3 million drivers being in an accident with an uninsured driver, which equates to 10% of all accidents, it is no wonder that cheap car insurance is in jeopardy as a direct result.

These figures come from a study by Brake, the road safety charity, so they have no bias whatsoever. As a result, the figures are even more disturbing that they would normally be. F

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Shopping for auto insurance quotes can be a very time consuming and cumbersome procedure. In order avoid this many people just opt for their coverage from a company they have heard of from their friends or family. It is important to understand that the prices of coverage vary from one person to the other. So, if your friend is getting a policy for less cost from one provider, you will not necessarily get the same coverage at similar prices. If you are running short of time and want to get the best without compromising on the budget you have set aside, going online is the best option.

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Car insurance coverage premiums are going up which is not surprising to most people because being insured has almost become a luxury for some when in reality it is a necessity. Most of the fifty states with the exception of New Hampshire require drivers to have at the very least liability car insurance coverage on their vehicles.

Americans are known for always being on the go. They often find themselves running late to appointments or work because they fall behind or got delayed. This leads them to commit speeding offenses in order to try to get to their destination much faster.

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Finally we all know why women are less prone to having accidents than men! There has recently been a study to see why male drivers are more likely to have an accident when out and about on the road and it revealed that they are far less likely to concentrate on the road if they have a female passenger alongside them. I have seen some male commentators argue that it is no wonder if the wife is nagging and others shocked that a hot woman would distract a male driver.

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Many different question and answer sites have people asking what to do when a basketball hoop falls down and damages their car.  Whether the hoop was attached to the garage or freestanding in the driveway, many people are not sure if the damage will be covered by car insurance or homeowners insurance.  According to multiple sources, it is most likely that your car insurance will cover damage from a falling basketball hoop whether it is attached to a building or freestanding.  Most car insurance companies would include that with your comprehensive coverage.  Damage from falling objects such as tree branches or basketball hoops falls under that category of insurance.

One of the responders on Yahoo!’s question and answer site said that their State Farm auto quote covered their car’s basketball hoop damage.  It sounds like this problem is very common.  Whether high winds, storms, or rough play on the hoop is making them fall down, many cars are getting damaged from basketball hoops.  It’s important to get repair quotes from a few different insurance companies before making a claim for your basketball hoop damage though.  If you have a higher deductible, it is possible that you would be better off just paying for the damage to your car instead of filing an insurance claim.

A recent survey of 20 councils in the UK revealed some worrying news for those looking to try everything they can to keep a hold of their cheap car insurance. Budget cuts have found that the vast majority of potholes left over from the bad weather last winter have literally been patched up. Short term measures have been taken to fill the hole but the cracks are already beginning to show… literally.

So why does this affect you? Well, if long term measures were put in place then cars would not run the risk of having a pothole breaking up under their tyres and thus causing damage to them. If this happens and an accident is caused then that will put up premiums but there is more cheap car insurance bad news. W

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